The eligibility criteria to buy an HDB flat depends on your citizenship, age, income ceiling as well as with whom you are buying the flat.
Another criteria to note is that you (and whoever listed in your application) do not own other property overseas or locally, and have not disposed of any within the last 30 months.
From 9 May 2023, you must have a valid HDB Flat Eligibility (HFE) letter when you are buying an HDB flat:
- Apply for a flat in HDB's sales launches or open booking of flats; or
- Obtain an Option To Purchase (OTP) from a flat seller as well as when submitting a resale application to HDB.
The HFE letter will provide you with a holistic understanding of your housing and financing options and help you plan your flat budget before you embark on your home buying journey. If you are a second-timer, it will also provide information on the resale levy/ premium that you will have to pay if you purchase another subsidised flat from HDB.
See also: Overview of Eligibility Conditions and Application for an HDB Flat Eligibility (HFE) letter