Before you start your renovation, you would need to:

1. Check for defects after collection of keys.
• For new flats, you can request for rectification works to be done by HDB.
2. Apply for your renovation permit
3. Sign up for your utilities account
4. Apply for HDB Fire Insurance

For preschool enrolment and application, you will need to contact the respective preschools. Search for your desired preschool and register interest.

To transfer your child(ren) to a primary school within your new neighborhood, do read here for primary school transfer procedures here.

After moving to your new home, you may update your residential address online. If you are unable to transact online and need help, please visit ICA.

If you own a vehicle, you will need to:

• Transfer your season parking OR
• Apply for a new season parking

Note: This is relevant only if you do not already have one for your vehicle.

If you need help with maintenance and repair issues for your flat, you can:

• Contact your Town Council
• Find repair and maintenance services/contractors here
• Get tips on keeping your home in good condition

More information can be found here.

For outdoor activities, find your nearest park connector for a workout or visit a nearby community garden in your neighborhood.

If you are looking for something indoors, you can also book a library visit or search for upcoming programmes at the library.

As an HDB homeowner, there are various payments to make for an HDB housing loan.

• Property Taxes
• Determined by your home’s Annual Value (AV) - the annual amount that you would get from renting out your property - which you can check with this online calculator.
• Home Insurance Premiums
• Maintenance/Conservancy fees
• Ranging from $20 to $90 a month for Singapore citizens (subsidised)
• Check with your town council for details
• Monthly housing loan repayments

Before the age of 55, you can use your CPF Ordinary Account savings for early repayment of your housing loan to balance your housing and retirement needs.

You may also consider refinancing your HDB housing loan with the bank. However, you will not be able to refinance with HDB subsequently.